Take back control of your school’s health care costs
Many schools struggle with finding quality faculty and staff health benefits that are affordable. If you’ve experienced high rate increases, have tried to purchase new coverage but have been rejected, or just want stable and predictable rates, learn more about ISM’s Health Care Consortiums.
These groups—created specifically for private-independent schools—are an opportunity for you to finally be in control of your health insurance costs, stabilizing them once and for all.
Benefits of Group Health Consortiums:
- Control cost and stabilize rates
- Gain access to claims data
- Monthly data for the group on utilization
- Direct access to the management team and underwriter from the carrier
- Access an extensive local and national network of health care providers
- Low annual average increase without plan changes
- HSA and HRA options Dedicated support team for client engagement
Active State Group Health Care Consortiums:
Pennsylvania Independent School Insurance Consortium (PISIC)
| Established | 2007 | |||
| Health Plans | Variety of plan options available | |||
| Dental and Vision | Options available | |||
| Petition Deadline | March 1 | |||
| Trustees’ Decision Deadline | May 31 | |||
| Open Enrollment | July 1 | |||
| Renewal Date | September 1 | |||
Maryland Independent School Consortium (MISC)
| Established | 2013 | |||
| Health Plans | Variety of plan options available | |||
| Dental and Vision | Options available | |||
| Petition Deadline | December 1 | |||
| Trustees’ Decision Deadline | March 1 | |||
| Open Enrollment | April 1 | |||
| Renewal Date | June 1 | |||
Lone Star Independent School Consortium (LSIC)
| Established | 2016 | |||
| Health Plans | Variety of plan options available | |||
| Dental and Vision | Options available | |||
| Petition Deadline | April 1 | |||
| Trustees’ Decision Deadline | June 1 | |||
| Open Enrollment | October 1 | |||
| Renewal Date | January 1 | |||
Ohio Health Care Consortium
| Established | 2017 | |||
| Health Plans | Variety of plan options available | |||
| Dental and Vision | Options available | |||
| Petition Deadline | April 1 | |||
| Trustees’ Decision Deadline | June 1 | |||
| Open Enrollment | October 1 | |||
| Renewal Date | January 1 | |||
Arizona Independent School Consortium (AISC)
| Established | 2017 | |||
| Health Plans | Variety of plan options available | |||
| Dental and Vision | Options available | |||
| Petition Deadline | June 30 | |||
| Trustees’ Decision Deadline | August 15 | |||
| Open Enrollment | October 1 | |||
| Renewal Date | January 1 | |||
Petitioning for Membership
Each state has its own unique petitioning date and process. For more information on how to petition for membership or how to start one in your state, contact insurance@isminc.com or call 302-656-4944.