Supplemental Health Products

Supplemental Health Products
Supplemental Health Products

It's never been easier to provide an extra level of protection for your most important assets—exceptional employees.

Supplemental Health Products through ISM assist your faculty and staff in paying their out-of-pocket expenses in the event of an accident, major medical diagnosis, or hospital stay. These coverages are employee-paid benefits, so providing them doesn't impact your budget.


Accident Insurance

There are 35 million injury-related visits to the emergency room every year. Pay cash benefits if an employee or covered family member experiences an accident resulting in procedures including x-rays and follow-up doctor visits.

Critical Illness

Critical Illness Insurance

Medical debt ranks among the top causes of personal bankruptcy. With this coverage, employees receive a lump-sum cash benefit toward expenses for a covered condition, like heart attack, stroke, or cancer.


Hospital Indemnity Insurance

The average cost per day of an inpatient stay is $2,607—help cover the expenses related to an inpatient hospital stay.


Supplemental Health Product for Family

Coverage Highlights & Benefits

  • Coverage for spouse and dependent children is available.
  • Comprehensive enrollment services are available, including 1:1 employee education calls.
  • Streamlined, simple online claims experience.
  • All three products include a Wellness Benefit to promote active health. (Subject to state availability).

To learn more about how our insurance products can serve your school, e-mail our Insurance Team, or schedule a call.